Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. Saving for College This calculator can help you estimate how much you should be saving for college.